The first thoroughbred private banker to head Bank of Baroda, India's second largest state-run bank, P.S. Jayakumar continues to contribute to several innovations in retail banking in India.

He joined Bank of Baroda on October 13, 2015, and has since been steering the Bank's comprehensive transformation journey currently underway across all aspects - business, digital and technology, compliance and controls, organization and people.

Mr Jayakumar, a career banker, h